How to Get a Rental Car After an Accident
Imagine. You’ve been in an accident, and your car got totaled. You have to pay the mortgage, but you also need a way to get to work.
What do you do now?
This is the same story thousands of other people experience, too. You’re not alone. Paying for a rental car isn’t an option if you want to pay your other bills.
If you need all the details about getting a rental car after an accident, read on. We have the ultimate guide right here.
How Long Does It Take to Get A Rental Car After An Accident?
Whether you got hit by a semi-truck or in a less serious accident, it can take a while to get a rental. And how long can you keep the rental, anyway?
Over half of drivers feel embarrassed to ask for a ride, so we hope it doesn’t take a full two weeks for all the paperwork to go through. It is possible to get everything done right away.
Your very first step is to take care of you. When you get in an accident, you may get hurt. If you think you’ve had any injuries at all, make sure you see a doctor.
Once you get treatment, you’ll want to find the best lawyer you can. Even if you don’t have any injuries, you can still file a claim like a property damage claim. This or a diminished value claim can help put pressure on the other party’s insurance to act faster.
Next, you have to figure out who is paying. Who is at fault for the accident?
If you are the responsible driver, you’ll need to check with your insurance company. If your policy has rental coverage, find out the policy limits. They’ll be something like a dollar amount per day, and a total amount max.
If the other driver is at fault, their insurance coverage may pick up the tab. You shouldn’t have any problems if the other driver speaks with their insurance company right away.
Some rental car companies can bill the insurance company instead of you. That way you won’t have to get reimbursed. The process can be a hassle.
Sometimes the other driver’s insurance company can’t reach them. Then the company won’t decide anything, because they have to wait to hear the other party’s story. This is when it can take a long time and you may have to pay out of pocket.
Once you’ve had your rental for a few days, you may need to extend it. The repair shop may take longer, or (if totaled) the paperwork for the new car you’re buying.
Most rental companies can extend at the same rate. Give them a call and explain what’s going on.
As soon as you have your car back, you’ll be able to get to work and everywhere else without a hassle. Don’t forget to double check your rental coverage on your insurance policy, in case it ever happens again.
Getting a rental car after an accident doesn’t have to be difficult. Consult with your attorney to get the help you need. They can walk you through filing a claim, working with the insurance company, and extending a rental.
For help with an accident, start with a free evaluation at The Bruning Law Firm.