Should I Accept a Settlement From Another Driver’s Insurance?

AUTHOR: A.J. Bruning | June 23, 2017
Should I Accept a Settlement From Another Driver’s Insurance?

If you have recently been in a car accident, it is likely that the other driver’s insurance company has already contacted you about a settlement. In deciding whether you should accept the settlement there are several factors to consider.

Need Medical Treatment After a Car Accident MO

If you suffered injuries in your accident that still require further medical treatment, then you should not settle your case. It is important to be patient and wait until all of your injuries have subsided before discussing settlement with the other driver’s car insurance company. A lot of insurance companies will try and settle with you the week of the incident to save from having to pay for your future medical bills. If you settle and then receive further treatment later, you cannot go back and ask for more money. The number one mistake people make is settling their case too early.

How Much in Medical Bills Do I Still Owe?

Another factor in considering a settlement from another driver’s insurance company is how much you still owe back in medical bills. Often times people will settle their case for an amount they think is fair, only to later realize it will all have to go to paying back medical providers. It is important before making any settlement to get a full estimate of the amount of medical bills that will have to be paid back. The last thing you want after suffering injuries in a car accident is to end up having to pay back medical out of pocket because you settled your case for too low an amount. As an experienced car accident attorney in St. Louis, we will negotiate with your medical providers to ensure you are paying the least amount back as required by the law. By doing this, you can maximize the amount you put in your pocket.

Does the Settlement Amount Fairly and Reasonably Compensate Me for My Damages

The most important thing in determining whether or not to accept a settlement is deciding whether the amount the insurance company offered is fair. There are plenty of different ways an accident can affect your life and it is important the settlement you receive accurately compensates you for all these damages. To determine whether the offer is fair, it is always wise to consult with an attorney. The attorneys at The Bruning Law Firm offer a free consultation to discuss your individual situation and help you determine whether the insurance companies offer is the right one for you. Contact us today for to discuss your options.

Contact The Bruning Law Firm: Car Wreck Attorney in Missouri

At The Bruning Law Firmour experienced St. Louis car accident lawyers are particularly dedicated to providing outstanding customer service. We pride ourselves on being compassionate and committed to our clients, and that shows in our record. We have recovered millions of dollars for personal injury victims, and our skills have earned us recognition in the Million Dollar Advocates Forum and among the Top 100 Trial Lawyers. To see what we’ve done for our clients, see our client testimonials.

A.J. Bruning


I was born and raised to represent individuals who have been needlessly injured. I mean that literally. At a young age my father would tell me about the clients he was representing. I would meet them and take pride in their admiration of my father. I always knew I wanted to be a lawyer and represent clients that needed my help.

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