Should I Accept a Settlement From Another Driver’s Insurance?

Contact the St. Louis auto insurance attorneys at the Bruning Law Firm today.

If you have recently been in a car accident, it is likely that the other driver’s insurance company has already contacted you about a settlement. In deciding whether you should accept the settlement there are several factors to consider.

Do You Still Need Medical Treatment After the Car Accident MO

If you suffered injuries in your accident that still require further medical treatment, then you should not settle your case. It is important to be patient and wait until all of your injuries have subsided before discussing settlement with the other driver’s car insurance company. A lot of insurance companies will try and settle with you the week of the incident to save from having to pay for your future medical bills. If you settle and then receive further treatment later, you cannot go back and ask for more money. The number one mistake people make is settling their case too early.

How Much in Medical Bills Do I Still Owe

Another factor in considering a settlement from another driver’s insurance company is how much you still owe back in medical bills. Often times people will settle their case for an amount they think is fair, only to later realize it will all have to go to paying back medical providers. It is important before making any settlement to get a full estimate of the amount of medical bills that will have to be paid back. The last thing you want after suffering injuries in a car accident is to end up having to pay back medical out of pocket because you settled your case for too low an amount. As an experienced car accident attorney in St. Louis, we will negotiate with your medical providers to ensure you are paying the least amount back as required by the law. By doing this, you can maximize the amount you put in your pocket.

Does the Settlement Amount Fairly and Reasonably Compensate Me for My Damages

The most important thing in determining whether or not to accept a settlement is deciding whether the amount the insurance company offered is fair. There are plenty of different ways an accident can affect your life and it is important the settlement you receive accurately compensates you for all these damages. To determine whether the offer is fair, it is always wise to consult with an attorney. The attorneys at The Bruning Law Firm offer a free consultation to discuss your individual situation and help you determine whether the insurance companies offer is the right one for you. Contact us today for to discuss your options.


If you or someone you care about has been seriously injured in an auto accident, contact The Bruning Law Firm today. We provide the comprehensive, professional legal representation you deserve at a time when you need it most.

Call or contact our office online today to schedule a free consultation.


For more information, use these resources: