MO Car Accident Frequently Asked Questions

AUTHOR: A.J. Bruning | March 25, 2024
MO Car Accident Frequently Asked Questions

In the aftermath of a car accident, you may have numerous questions and concerns about your rights, the legal process, and seeking compensation for your injuries. Below are some frequently asked questions that car accident attorneys in St Louis, Missouri regularly hear from injury victims.

If you or a loved one has been in a car accident in Missouri, never wait to seek the assistance of a skilled Missouri car accident attorney who can assess your specific situation. They can answer the questions you have regarding your circumstances and guide you through the legal process.

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FAQs - Understanding Car Accidents in Missouri

Do I need to report a car accident in Missouri?

MO Car Accident Frequently Asked Questions

Yes, you must report a car accident in Missouri if it meets specific criteria. According to Missouri law, you are obligated to report the accident to the police if:

  • The accident results in injury, death, or more than $500 in property damage.
  • One of the drivers involved doesn’t have insurance.
  • The accident involves a hit-and-run driver.

Promptly reporting the accident to the police is crucial, as it creates an official record of the incident and enables you to proceed with insurance claims or potential legal action.

How long do I have to file a car accident lawsuit in Missouri?

In Missouri, the statute of limitations for filing a car accident lawsuit is five years from the accident date. However, it’s important not to wait until the last minute to take legal action. The sooner you consult a car accident attorney and initiate the legal process, the better your chances of gathering evidence and building a solid case.

What if you miss the deadline set by the statute of limitations?

Missing the deadline set by the statute of limitations can have severe consequences for your car accident case. If you fail to file your claim within the statute of limitations, you may lose your right to seek compensation for your injuries and damages. You will need to act promptly and not delay in contacting a lawyer who can guide you through the legal process.

An experienced car accident lawyer will know the ins and outs of injury law and can ensure that your claim is filed within the correct timeframe. They can effectively present evidence of liability, assess your damages, and negotiate with insurance companies on your behalf - all within deadlines in case you need to file a lawsuit.

Remember, time is of the essence when it comes to personal injury claims. Don’t hesitate to contact a trusted car accident attorney who can provide you with the guidance and support you need. Give them enough time to build a strong case by taking action today.

FAQs - Seeking Compensation for Car Accident Injuries

Does everyone need a lawyer to handle a car accident case in Missouri?

Car Accident Injuries

While it is possible to handle a car accident case without a lawyer, for the best possible outcome, anyone with injuries should always seek the assistance of a skilled Missouri car accident attorney. An attorney has the skills and experience to manage the entire legal process to ensure injury victims receive fair compensation for medical expenses, lost income, and pain and suffering. This is difficult to achieve without professional help.

How much compensation am I entitled to for my car accident injuries?

The amount of compensation you may be entitled to for your car accident injuries depends on various factors, including the severity of your injuries, the impact on your daily life, the cost of medical treatment, and any long-term implications. An experienced Missouri car accident attorney will assess the specifics of your case and work to maximize your compensation.

What if the other driver does not have insurance or flees the scene?

If the other driver involved in the car accident does not have insurance or leaves the scene, you may still have options for seeking compensation. Missouri law requires all drivers to carry uninsured/underinsured motorist coverage, which can provide coverage in such situations. A Missouri car accident attorney can help you face these complex scenarios and explore all available avenues for compensation.

What damages can I recover in a car accident lawsuit in Missouri?

If you’ve suffered an injury in a car accident due to another party’s negligence, you may be entitled to various types of damages in Missouri, including:

  • Medical expenses: This includes reimbursement for current and future medical bills related to the accident, such as hospital stays, surgeries, medications, and rehabilitation.
  • Lost income: If the accident caused you to miss work, you can recover the income you would have earned during your recovery period.
  • Pain and suffering: Compensation for the physical pain, emotional distress, and mental anguish caused by the accident and resulting injuries.
  • Property damage: The cost of repairing or replacing your vehicle and any personal belongings damaged in the accident.
  • Loss of earning capacity: If your injuries prevent you from returning to your previous occupation or limit your ability to earn a similar income, you may be eligible for compensation for the loss of future earnings.
  • Loss of consortium: If the accident has affected your relationship with your spouse, you may be entitled to compensation for the loss of companionship and support.
  • Punitive damages: In cases involving gross negligence or intentional wrongdoing, punitive damages may be available to the at-fault party as a form of punishment. However, since only a judge or a jury can award them, you can’t receive them if your case settles outside of court.

To determine the specific damages you can recover in your case, consult an experienced car accident attorney in Missouri who can assess your situation and provide you with the best legal guidance.

Should I hire a car accident attorney for my case?

Hiring a car accident attorney for your case is highly advisable, especially if you’ve suffered significant injuries or the accident involved complex circumstances. Here are some reasons why hiring a Missouri car accident attorney can be beneficial:

  • Legal experience: An attorney specializing in car accident cases in Missouri has in-depth knowledge of state laws, procedures, and insurance regulations. They can leverage their experience to handle the legal complexities and protect your rights.
  • Investigation and evidence gathering: A skilled attorney will thoroughly investigate the accident, gather relevant evidence (such as accident reports, medical records, and witness statements), and build a strong case on your behalf.
  • Negotiation and settlement: A car accident attorney will skillfully negotiate with insurance companies to ensure you receive fair compensation for your injuries and damages. They will work to maximize your settlement and protect your interests throughout the process.
  • Litigation representation: A knowledgeable attorney is essential if your case requires litigation. They will handle the legal proceedings, present your case in court, and advocate for your rights.
  • Peace of mind: Dealing with the aftermath of a car accident can be overwhelming, especially when you’re trying to recover from injuries. By hiring an attorney, you can focus on your physical and emotional healing while knowing that a professional is handling your legal matters.

If you’re unsure whether you need an attorney for your car accident case, it’s best to schedule a free consultation with a reputable Missouri car accident attorney who can assess your case and provide specific guidance tailored to your situation. With a no-obligation case review, you have nothing to lose, and they can advise whether representation is appropriate.

Will my car accident case go to court in Missouri?

The majority of car accident cases in Missouri are settled outside of court through negotiations between the involved parties and their respective insurance companies. However, your case may proceed to court if a fair settlement cannot be reached. In such instances, having a skilled Missouri car accident attorney by your side is essential to present your case and advocate for your rights effectively.

How long does it take to resolve a car accident case in Missouri?

The timeline for resolving a car accident case can vary significantly based on the case’s complexity, the severity of the injuries, and other factors. Some cases can be resolved within a few months, while others may take several years. An experienced Missouri car accident attorney will assess the specifics of your case and provide a more accurate estimate based on their experience.

How Should You Deal with Insurance Companies after a Car Accident in Missouri?

Insurance Companies

Dealing with insurance companies after a car accident can be challenging and frustrating. Here are some tips to help you in your interactions with insurance companies in Missouri:

  • Notify your insurance company promptly: Report the accident to your insurance company as soon as possible. Provide them with all the necessary details and cooperate fully with their investigation.
  • Be cautious when recording statements: Insurance adjusters may request recorded statements about the accident. While providing accurate information is crucial, be careful about what you say and avoid admitting fault or speculating about the extent of your injuries.
  • Consult a car accident attorney: It’s advisable to consult a car accident attorney before engaging in extensive communication with insurance companies. An attorney can advise you on the best action and handle communications on your behalf.
  • Review settlement offers carefully: Insurance companies may make settlement offers to resolve your claim quickly. However, it’s essential to review these offers carefully and avoid accepting anything that may undervalue your claim.
  • Seek independent medical evaluations: Insurance companies may request an independent medical evaluation (IME) to assess your injuries. Be sure to consult your own healthcare professionals and discuss the IME process with your attorney before proceeding.

Remember, insurance companies primarily protect their interests and minimize their financial payouts. Having legal representation can level the playing field and help you pursue fair compensation for your injuries and damages.

What are Some Common Injuries Sustained in Car Accidents?

Car accidents can result in various types of injuries, ranging from minor to severe. Here are some of the most common injuries sustained in car accidents:

  • Whiplash: Whiplash is a soft tissue injury that occurs when the head is forcefully jerked forward and backward, causing neck strain. Symptoms may include neck pain, stiffness, headache, and dizziness.
  • Fractures: The impact of a car accident can cause fractures or broken bones, particularly in the arms, legs, ribs, and skull. Fractures can range from minor to severe, requiring surgical intervention and extended periods of immobilization.
  • Traumatic brain injuries (TBIs): TBIs can occur when the head is subjected to a significant impact or sudden jolt. Mild TBIs, such as concussions, may cause temporary symptoms like headaches and confusion, while severe TBIs can result in long-term cognitive, physical, and emotional impairments.
  • Spinal cord injuries (SCI): Car accidents can cause damage to the spinal cord, resulting in partial or complete paralysis. Spinal cord injuries can have a profound impact on a person’s mobility and quality of life.
  • Internal injuries: The force of a car accident can cause internal injuries, such as organ damage or internal bleeding. These injuries may not be immediately apparent and require prompt medical attention.
  • Soft tissue injuries: Soft tissue injuries involve damage to muscles, ligaments, and tendons. These injuries can cause pain, swelling, and limited mobility.

You should seek medical attention immediately after a car accident, even if you don’t believe you have any severe injuries. Some injuries may not manifest immediately and may worsen over time. Prompt medical diagnosis and treatment can help prevent further complications and strengthen your personal injury claim.

Anthony Bruning
Car Accidents Lawyer, Anthony Bruning

Were You Recently Injured in a Car Accident? Contact a Missouri Car Accident Attorney Today

If you or a loved one has been involved in a car accident in Missouri, seek the assistance of a reputable and experienced Missouri car accident attorney. You need a legal representative dedicated to advocating for car accident victims and their families, ensuring they receive the compensation they deserve. Contact any attorney today to schedule a free consultation and learn more about how they can help you navigate the complex legal process and protect your rights. Don’t face the challenges alone - let a seasoned car accident attorney guide you toward a successful resolution.

A.J. Bruning


I was born and raised to represent individuals who have been needlessly injured. I mean that literally. At a young age my father would tell me about the clients he was representing. I would meet them and take pride in their admiration of my father. I always knew I wanted to be a lawyer and represent clients that needed my help.

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